Pundar

Your money, clear and calm.

PRIVATE · OFFLINE · YOURS
Pundar
Private by design · No account needed

Your money life,
minus the noise.

Pundar shows what came in, what went out, and what bills are next—so you know what is actually safe to use.

Download on theApp Store
Works offlineStored on your phoneSimple by default
↓Money in₱30,000
✓Safe to use₱28,101
◷PLDT billDue Aug 17
↑Jollibee−₱425
Your money today
AVAILABLE AFTER UPCOMING BILLS₱28,101

Spending and bills are already considered.

MONEY IN₱30,000SPENT₱0BILLS₱1,899
Pundar wallet mascot
See the story ↓
Pundar organizing bills, savings, and grocery plans
✓ Money tasks, organized
Less admin · More clarity

Money apps often ask you to become an accountant.

Pundar remembers what your money already needs to do.

01Bills stay visible02Savings feel doable03Everyday plans stay simple
A calmer money story

From payday to peace of mind.

Four small habits. One clear view. No financial jargon required.

01 · RECORD

Money comes in.
Life takes bites.

Record salary, sideline income, food, transport, shopping, and the everyday moments in between. Pundar keeps money in and money out easy to recognize.

  • Fast, formatted amount inputs
  • Familiar Philippine categories and brands
  • Search, filter, edit, and delete anytime
THIS MONTH
MONEY RECEIVED₱30,000
↓
July salarySalary · Today
+₱30,000
↑
JollibeeFood · Today
−₱425
↑
GrabTransport · Yesterday
−₱238
02 · REMEMBER

Bills stop becoming surprises.

Add a bill once, choose when it repeats, and let Pundar keep the next date visible. Offline reminders help you remember before the due date arrives.

  • Every month on a date you choose
  • One-time, quarterly, and yearly schedules
  • Mark paid and record money out together
NEXT UPAugust 20262 due soon
17AUG
PLDT HomeEvery 17th of the month
₱1,899
24AUG
Car insuranceEvery year
₱8,500
●
Pundar reminderPLDT Home is coming up in 7 days.
03 · UNDERSTAND

See what is really available.

Your bank balance does not tell the whole story. Pundar reserves unpaid bills due soon, giving you a more honest estimate before you decide to spend.

How the calculation works →
AVAILABLE AFTER UPCOMING BILLS₱27,438
Money in₱30,000
Already spent−₱663
Bills reserved−₱1,899
=

Money with fewer surprises.

04 · GROW, ONLY IF USEFUL

Your home, car, or loan can wait.

Pundar does not demand a complete financial profile. Add important things, loans, maintenance, or documents only when they become useful to your life.

✓

Progressive by design.
Start with one expense or bill. That is enough.

Optional detailsAdd later, or never.
⌂My things₱My loans◷My bills◇Documents
Pundar stays useful without filling all of these in.
Useful, not overwhelming

The essentials are already here.

↕

Money in & out

Clear color, categories, search, and swipe actions.

◷

Bills & reminders

Recurring dates and local notifications that work offline.

▣

Grocery planning

Plan a list, estimate the total, and shop with a limit.

◎

Savings goals

Break a bigger target into visible, manageable progress.

◐

Light & dark

A comfortable interface that follows your preference.

⇩

Portable backups

Save and restore a local copy whenever you choose.

✓
YOUR RECORDSStay on this phone● Offline · ● Private · ● Yours
Private by design

Your money story is not our business.

Pundar does not require an account or a Pundar cloud. Your financial records stay in the app's local database unless you explicitly create a backup.

No accountOpen the app and begin.No financial cloudRecords stay local.No AI serviceCalculations are deterministic.
Read our Privacy Policy →
Good questions

Before Pundar moves in.

Everything important, in plain language.

Does Pundar need an account?+

No. You can open Pundar and start using it without signing up, sharing an email address, or creating a password.

Does it work without internet?+

Yes. Core money records, bills, reminders, calculations, and planning tools work offline. Your records are stored locally on your device.

What does ‘available after bills’ mean?+

Pundar starts with money received, subtracts money already spent, then reserves unpaid bills due within the next 30 days. It is a planning estimate—not a bank balance.

What happens when I mark a bill paid?+

The payment becomes a money-out record. If the bill repeats, Pundar moves it to the next due date automatically.

Can I track a home, vehicle, or loan?+

Yes, but only if it is useful to you. Those details are optional and never required to understand your everyday money.

Does Pundar use AI or upload my finances?+

No. Pundar uses clear, deterministic calculations on your device. It does not require an AI service or upload your financial records to a Pundar cloud account.

Can I move or restore my records?+

Yes. You can explicitly save a local backup and restore a compatible Pundar backup later. Nothing is exported unless you choose to do it.

Your calmer money habit

Let Pundar remember
the money stuff.

No account. No cloud dependency. Just a clearer next step.

Download on theApp Store
Pundar mascot