No. You can open Pundar and start using it without signing up, sharing an email address, or creating a password.
Does it work without internet?
Yes. Core money records, bills, reminders, calculations, and planning tools work offline. Your records are stored locally on your device.
What does ‘available after bills’ mean?
Pundar starts with money received, subtracts money already spent, then reserves unpaid bills due within the next 30 days. It is a planning estimate—not a bank balance.
What happens when I mark a bill paid?
The payment becomes a money-out record. If the bill repeats, Pundar moves it to the next due date automatically.
Can I track a home, vehicle, or loan?
Yes, but only if it is useful to you. Those details are optional and never required to understand your everyday money.
Does Pundar use AI or upload my finances?
No. Pundar uses clear, deterministic calculations on your device. It does not require an AI service or upload your financial records to a Pundar cloud account.
Can I move or restore my records?
Yes. You can explicitly save a local backup and restore a compatible Pundar backup later. Nothing is exported unless you choose to do it.
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